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Guiding Principles

Roy/Tedeschi/Schmidt Private Wealth Management Group seeks to simplify this complex process for clients by adhering to three guiding principles:

Thoroughly understanding client needs:

We understand that each client’s situation is unique. We begin with a detailed consultation, focusing on needs and goals, and then create a working plan from which we develop your investment program.

Each customized investment plan addresses specific financial needs and goals including:

  • Portfolio design, implementation and management: Equity, Fixed Income, Alternative Investments
  • Retirement income distribution planning
  • Widowed or divorced individuals: step-by-step financial structuring
  • Potential Wealth accumulation/Diversification analysis
  • Risk management strategies
  • Restricted stock analysis and disposition
  • Insurance
  • Long Term Care
  • Liability Management – Access to lending services through Wells Fargo affiliates

We address the business holistically, addressing the entire balance sheet. As a result our clients are able to help base success on progress – and achievement in reaching – their financial priorities and life goals.

*Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Alternative investments carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. Available to pre-qualified investors only.

Providing sound, appropriate and objective advice:

Founded in 1981, The Roy/Tedeschi/Schmidt Private Wealth Management Group brings an "educated perspective" to the investment process, one based on more than 36 years of experience through changing market cycles and risk environments. Backed by the resources of Wells Fargo Advisors, we access one of the nation's largest and most comprehensive investment platforms — and leverage multiple independent research resources when guiding clients on portfolio construction, asset allocation, and risk management decisions.

Delivering exceptional client service

Our hallmark: Long-term relationships based on fast, responsive and personalized service. From transactions, wires and transfers to lending services offered through our affiliates and problem resolution, our highly credentialed group "owns" every issue until it is fully addressed.

We will act as the central source to coordinate all of your professional relationships, working closely with your tax, legal and estate professionals to streamline your financial affairs — and give you more time to pursue your life’s passions.

Our team's professional experience, combined with the resources of Wells Fargo Advisors, supports successful, longstanding relationships — and gives clients confidence in advice they can trust.

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KS, MA, MD, ME, MI, MN, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WY). Securities-related services may not be provided to individuals residing in any state not listed above.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.


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